Legal Disclaimer

Save as is otherwise explicitly stipulated, the various pages and simulations which you can view on this website or can obtain via interactive applications are provided purely for information purposes. The website will be updated regularly and on a best-efforts basis. Nevertheless, KBC Group NV, KBC Bank NV and KBC Insurance NV cannot guarantee that the information, data and publications on the KBC website, or on the websites to which they provide a link, are up to date, accurate, correct, complete or suitable for a particular purpose.

The information provided does not constitute an offer of bank or insurance products or services. Unless explicitly stated otherwise, the information cannot be regarded as investment advice within the meaning of the Act of 2 August 2002. If you would like to obtain specific information, professional advice or an offer, please contact a KBC Corporate branch. The information provided may only constitute an offer if explicitly stipulated as such. Such an offer is not directed at persons who visit, access or use the KBC website from countries or jurisdictions other than those explicitly mentioned. Moreover, under no circumstances whatsoever may you take this offer into consideration if it does not comply with the regulations applicable in your jurisdiction.

KBC Group NV, KBC Bank NV and KBC Insurance NV may not be held liable for any loss or damage resulting from access to, consultation or use of the information, data and publications on the website and/or access to and use of the interactive applications, except in the event of proven fraud or serious misconduct on their part.

This website offers links to third-party websites, which you may visit if you wish. In this regard, KBC Group NV, KBC Bank NV and KBC Insurance NV do not act as intermediaries nor do they mediate in any way whatsoever between you and the third parties in question. KBC Group NV, KBC Bank NV and KBC Insurance NV are in no way responsible for the content of the sites to which they provide a link, nor can they guarantee their level of security. Moreover, KBC Group NV, KBC Bank NV and KBC Insurance NV do not offer any guarantee whatsoever in relation to the solvency and/or reliability of the site owners or managers, nor as regards the persons or companies on which the site(s) provide(s) information.

You may not hold KBC Group NV, KBC Bank NV and/or KBC Insurance NV liable for any adverse consequences or any loss/damage which you might suffer as a result of (i) making contacts and/or concluding contracts through these hyperlinks, (ii) using information obtained via these hyperlinks, (iii) viewing the website(s) visited via these hyperlinks.

The product- and service-related information provided via this website by KBC Group NV, KBC Bank NV and KBC Insurance NV is governed by the laws of Belgium to which they are subject. Should you gain access to this website or make use of it from another jurisdiction, you are required to make sure in advance that this is permitted under the laws of the country in which you reside. If this is not the case, please refrain from any (further) access to or use of our website. The KBC-Online service is solely for persons residing in Belgium.

Intellectual property rights in respect of the information, publications and data provided on this website are held by either KBC Group NV, KBC Bank NV, KBC Insurance NV, or the entities associated with them or third parties. You will refrain from violating these rights in any way. Any transfer, sale, publication or reproduction in any form or by any means whatsoever of the information, publications or data is prohibited, except with the prior express written permission of the author or his/her assigns.

More information on how your privacy is respected can be found under privacy.


KBC Group NV, KBC Bank NV and KBC Insurance NV - collectively referred to here as 'KBC' - respect the privacy of visitors to their website. The 'capture' of personal details via the KBC website and the use KBC makes of this information is governed by the Belgian Privacy Act of 8 December 1992.

If you are not a customer of KBC and visit its website, your personal data will only be processed if you yourself enter personal details in a form on one of the site's pages. If you do so, your details will be processed for the purposes indicated there. You may always object - in writing and at no charge - to the use of your personal details for direct marketing purposes (in most cases, this possibility is provided on the page in question).

If you are a customer of KBC, KBC may use your personal details for administrative and accounting purposes with regard to all the services we provide you. This may be for managing accounts, payments, deposits, lending, credit-monitoring, safe-deposit boxes, custody services, transactions in financial instruments, asset management, the distribution and management of insurance contracts, as well as for commercial purposes in the broadest sense, including direct marketing, and this with a view to the promotion of both banking and insurance services. For instance, your personal details may be used to confirm receipt of an e-mail or to send requested information to you at home. Personal information may also be used for marketing purposes, such as offering you appropriate products or services. Moreover, as a customer, you are entitled to object - in writing and at no charge - to the use of your personal details for direct marketing purposes. The right of objection may be exercised at any KBC Bank branch (using a pre-printed form) or at the Customer Service Department, 100 Brusselsesteenweg, 3000 Leuven.

Personal details relating to customers and non-customers will not be sold to third parties.

The KBC website uses cookies, or small text files that are created by a program on the KBC website server, but saved on the hard disk of your computer. These cookies are needed for technical reasons to ensure proper communication between your computer and the KBC website (for instance, communication with the operating system and browser on your computer, saving your preferred language). In addition, they are used to assess whether the information made available and the way in which it is made available is useful or can be improved upon. Please note that you can opt to reject cookies (which could affect communication with the KBC website) or delete them (automatically) from your computer each time after you have visited the KBC website.

More about KBC's responsibility with regard to information contained on the KBC website or concerning intellectual property rights to that information and other legal information is available in the legal disclaimer.

You can find additional information on the processing of personal data in the General Banking Terms and Conditions and in any insurance policy. Alternatively, it can be obtained from any KBC Bank branch. Moreover, you can consult the public register of the automated processing of personal information held by the Commissie voor de Bescherming van de Persoonlijke Levenssfeer (Privacy Commission) in Brussels (

Registered office: KBC Group NV 2 Havenlaan 1080 Brussels Belgium VAT BE 0403.227.515 RLP Brussels
Registered office: KBC Global Services NV 2 Havenlaan 1080 Brussels Belgium VAT BE 0465.746.488 RLP Brussels
Registered office: KBC Bank NV 2 Havenlaan 1080 Brussels Belgium VAT BE 0462.920.226 RLP Brussels FSMA 26 256
Registered office: KBC Insurance NV 6 Waaistraat 3000 Leuven Belgium VAT BE 0403.552.563 RLP Leuven Company authorised for all classes of insurance under code number 0014 (Royal Decree of 4 July 1979; Belgian Official Gazette, 14 July 1979)

Copyright Information.

The information and images contained within these pages are © Copyright 2017 KBC Investments.